SBLCs that reassure suppliers, beneficiaries, and trading partners when performance risk must be clearly allocated.
An SBLC is a bank's promise to pay a beneficiary if the applicant fails to perform under an underlying contract. Importers, contractors, and trading houses use SBLCs to align with international documentary practice.
Mckesson Finance UK helps clients structure standby letters of credit with tenor, amount, and wording matched to the commercial agreement—whether for import, export, construction, or supply chain security.
We support you from initial structuring through issuance, amendment, and practical guidance on claims and documentation.
Our focus
To deliver SBLCs that beneficiaries will accept—structured correctly under ISP98, UCP, or contract-specific rules as applicable.
How we add value
By combining documentary expertise with issuer relationships so your instrument is credible, timely, and commercially appropriate.
ISP98
UCP-aligned
We structure instruments in line with recognised international rules and contract requirements.
50+
Years experience
Our team has deep experience across trade, import-export, and contract finance mandates.
Global
Counterparties
We support UK applicants with beneficiaries and banks in multiple markets.
SBLCs succeed when wording, tenor, and documents match the underlying deal. We review contracts and beneficiary requirements carefully, recommend issuing banks or programmes that fit your profile, and manage the process through to delivery—reducing the risk of rejection or dispute.
Standby letters of credit for trade, import-export, and contract security.
We structure SBLCs that support import and export transactions where suppliers need bank-backed comfort.
We ensure drafts reflect the correct rule set and documentary requirements for your transaction.
We align expiry and extension provisions with commercial timelines and beneficiary expectations.
We support mandates where performance and payment risk must be clearly allocated under contract.
We coordinate amendments and renewals so instruments remain valid for the life of the deal.
We help clients understand documentary requirements to avoid technical rejection of demands.
A structured path from first enquiry to completion.
01
We analyse the underlying contract, beneficiary, and documentary requirements including ISP98 or UCP where relevant.
02
We align tenor, amount, and wording with the commercial agreement and issuing bank practice.
03
We manage the application and issuance process through to delivery to the beneficiary.
04
We support amendments, extensions, and claims guidance through the life of the instrument.
SBLCs complement bank guarantees, proof of funds, and project finance.
Contract and tender security—performance, advance payment, and bid bonds backed by bank undertakings.
Structured confirmation of available capital for lenders, sellers, and transaction counterparties.
Corporate finance guidance for facilities, restructuring, and complex funding structures.
Structured funding for capex and developments—debt and equity coordination, lender introductions, and milestone drawdowns.
Discretionary and pooled mandates managed with defined objectives and reporting.